Surviving a House Fire
Understanding the Services and People Involved at the Fire and in the Days Following the Fire
A fire in your home can cause a lot of damage. It is also a very stressful event.
After a house fire and in the days following, there are a lot of different people that show up. It can be confusing to know what these people are there for and what they can offer you.
Here is a list of the most common services you may need after a house fire:
- Restoration companies are usually among the first responders following a house fire. Their job is to clean up the mess and to preserve and protect your home from more damage. If you decide to rebuild your home, use a restoration company. Do not use a general contractor. They don’t understand how to restore a property to the level the city you live in will require. You will also want to make sure to have a certificate of occupancy (COO) to reoccupy your property after the fire. A restoration company can assist with obtaining the COO.
- Claim adjusters connected to your insurance company will usually offer around 80% of your insurance claim. It’s important to know that private claim adjusters working on your behalf can negotiate with your insurance company. They can often get you a lot more money on your fire damage insurance claim, averaging much as 100 to 150 percent more. Obtaining much more for your fire damage insurance claim is possible whether you restore your home or sell your home after a fire.
- Temporary housing assistance services will make sure you have somewhere to stay after the fire. Your insurance company will often place you in a hotel for several weeks or months. However, there are other options that your insurance will likely cover such as condos or apartments. These options may be more comfortable for your family. But they are not often offered to homeowners.
- Board-up companies make sure your home is properly and safely secured after the fire. The fire department has its own board-up companies. Your insurance claim begins being used up when you start tapping into these and other services after a fire. You want to make sure you choose quality, but cost-effective vendors.
- Transportation services may be needed if cars were damaged in the fire. Again, these services will be deducted from your fire damage insurance claim.
- General contractorscan play a role after a fire in your home. A general contractor can help if you want to add square footage or make more upgrades outside of what the restoration company does and what your insurance covers.
- Pet care and assistance services may be needed if your pet was injured in the fire. Or, you may be in temporary housing that does not allow pets and need to find shelter for your pet.
- Basic survival kits are important. You’ve just lost everything in the fire. You will need toiletries, bottled water and other essentials. We offer I Care Kits with fire survival essentials – just contact us to receive one. You can also contact your local Red Cross for additional disaster relief support.
- Counseling services will be important. A house fire is traumatic for the whole family. Having this type of support will help you get through a house fire experience.
We hope this list of the most common services you will encounter after a fire has been helpful.
We offer preferred pricing for many of these house fire damage services. Our goal with every homeowner we work with who has experienced fire damage is to make sure they come out on top. We strive to add as much value to our relationship with the homeowners we work with as possible.
The early decisions you make after your house has been burned contribute to how well you will recover. It also determines how much money you will receive for your fire damage insurance claim.
Download our eBook "10 Steps to Surviving a House Fire" for more information.